Questions you may have

Do I need a 20% downpayment?

NO!  Now there are different programs out there that vary on downpayment, some are even zero down!  And no, the zero down programs are not reserved for the people with 800 credit scores, but once again, everyone is different, let's talk about your situation.

So what do i need to qualify for a home?

This is one of the hardest questions because everyone is different and every lender is different.  Some lenders say 640 credit score, some say 580.  It's best if we can talk about you and your situation, work with you on knowing the right questions to ask the lenders.  

So what kind of home can I buy?

That really depends on you!  we can work on getting you a home anywhere in Northeast indiana!  A condo in downtown, maybe a two story home in Leo or huntertown, how aaout something close to where you work?  You tell me what you are looking for in a home and let's try to make it happen!b

What can I expect if I do meet with you?

We are just going to have a conversation.  Find out what your wants and needs are, and see if we can make the dream a reality!  Not going to ask your for your social security number, not even going to ask your date of birth, just ask  about how you want to live in your home!

What if I need to work on my credit?

This is one of my favorite questions!  Let's figure out together a plan that can work to get them ready!  We  will talk with a lender and have them give us a plan.  The plan will cost you nothing, and it's best to find out what we can do to improve and start to work  towards the dream!

Will this cost me anything to talk with you?

NO!  I  work  for you, yes I get  compensated if you buy a house, but it doesn't come out of your pocket, I will go into details when we meet face to face on how  I get paid. For one reason, it's right that you know.  The other reason, it's the law. lol